Product

The money tools that actually matter.

Built for people in the UK who want to actually understand their money — not just see a balance and hope for the best.

Payslip

Payslip Decoder

Upload a photo or PDF. Klarai reads gross pay, tax, NI, pension and take-home in plain English.

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Plus

An AI model of your money. Ask what happens if you take the job, the flat, or start saving £200 a month.

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Payday

Bills reserved first. Then you see what is actually safe to spend until the next payday.

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Habits

Credit habits, streaks and quests that explain score movement without selling you a loan.

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